Income, prices and borrowing capacity

Welcome back to The Hill I’ll Die On, our Friday mini-series where we unpack big questions from the community.

This week, Shane and Luke tackle a topic that sparks plenty of debate:

Is it actually harder for young people to buy property today — and is it someone else’s responsibility to fix it?

They explore the gap between income and property prices, the impact of changing economic conditions, and why expectations around first home ownership may need to shift.

At the same time, they discuss the importance of starting somewhere, making compromises, and focusing on what’s achievable rather than ideal.

It’s a balanced, honest conversation that cuts through the noise and gets to the heart of what matters for first home buyers today.

Content mentioned in this episode here 👉 593 | How to Buy a Home (The Right Way) - Part 1

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