Household incomes, borrowing and rate trends

What if property prices keep rising… even if wages don’t? 🤔

That’s the uncomfortable question we’re unpacking in this Q&A episode, and it’s one every buyer and investor needs to understand.

It’s also a big moment for the show…

We’re welcoming Polly Chu and Ben Thompson to the Couch Crew for the very first time... and we’re throwing them straight into the deep end.

Here’s what we unpack:

📈 Why property prices can rise faster than wages (and what actually drives it)
🏡 The real trade-offs first-home buyers are facing right now
⚖️ Growth vs yield...and why most investors get this wrong
💰 How to turn ~$2M into ~$100K income (hint: it’s not just a number)
📊 Net yield vs gross yield (THIS actually matters), and...
🪙 Gold vs property: is there any real connection?

This episode isn’t about hot takes. It’s about understanding the system, the trade-offs, and the decisions you need to make in today’s market. 

Listen now, folks! 

FREE STUFF MENTIONED

• 🏡 Join the Surplus Challenge (Moorr Platform)
  With rate movements back in focus, now’s the time to get your cash flow sorted. Track your surplus, adjust repayments, and put your money to work.
   👉 Start here: moorr.com.au/surpluschallenge
  
  
• 📘 Buy the Book: How to Retire on $3K a Week
  Missed the free audiobook? You can still grab your copy here
  👉 howtoretireon3k.com.au
• Want to build stronger money habits (without overcomplicating it)?
  In this week’s Fundamental Friday drop featuring Polly… and it’s a must-watch if you’ve ever wondered where your money actually goes.
  👉 Cash Is King (And Why No One Talks About It) – Chat with Polly 
• Guests & Episodes mentioned: 
  • 569 | Everyone’s an Expert Until the Tide Goes Out: What 44 Years of Data Reveals!

LISTEN TO THE FIRST 20 EPISODES HERE >>

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