Rewarding yourself, ETF losses and walking away from golden handcuffs – Q&A
Australian Finance Podcast
Super Pension vs Accumulation Benefits
They explain switching to pension phase, tax advantages under 60+ and minimum drawdown rules for retirees.
In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell tackle the emotional side of money decisions, from learning how to actually enjoy financial progress, to handling early investing nerves, career burnout and retirement timing.
This episode is less about spreadsheets and more about behaviour, mindset and realistic trade-offs, especially for people who are doing “well on paper” but still feeling stuck or unsure.
If you liked this episode of The Australian Finance Podcast, subscribe on Apple, Spotify, or YouTube for more weekly episodes.
Got a question for a future Q&A? Send it through here.
Topics Covered
– How to reward yourself after reaching financial milestones
– Avoiding the trap of extreme saving & money guilt
– Managing early investing nerves and ETF losses
– When (and why) people sell shares too early
– Why losses feel bigger than they are when you're just starting
– Feeling stuck in a high-income job you don’t like
– What “golden handcuffs” are & how to escape them
– Retirement timing vs super access vs pension age
– Building optionality and buffers before quitting a job
Resources for this episode
How to build a values-based money system
Buy Gemma’s book “The Money Reset”
Ask a question (select the Finance podcast)
Show partner resources
Join Pearler using code “RASK” for $15 of Pearler Credit
Get 50% off your first two months using PocketSmith
View Betashares range of funds
Rask resources
Follow us on social media:
Instagram: @rask.invest
TikTok: @rask.invest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
Learn more about your ad choices. Visit megaphone.fm/adchoices
The AI-powered Podcast Player
