Paying Mortgage Versus Investing

From switching brokerage platforms to gearing, kids’ investing accounts, super catch-up contributions and the age-old mortgage-versus-investing debate, this listener mailbag covers the real questions investors are wrestling with right now. Bryce is joined by financial adviser Matt Ingram to work through how he’s positioning portfolios in a volatile market, where he’s seeing opportunity, and the practical decisions that matter most for long-term investors.

In this episode:

00:00 Listener Mailbag Intro

01:13 Market Volatility & Staying Calm

02:59 What Matt is Buying in Down Markets: ETFs, Tech & Resources

06:54 Moving Holdings Between Brokerage Platforms

09:51 ETF Strategy for Older Investors

13:01 Investing for Kids & Tax Considerations

15:18 Rebalancing Portfolio to Geared Products

17:31 Micro-Investing vs ETF Costs

19:30 US Stocks Tax Implications

20:24 Why Infrastructure in Portfolios is a MUST

22:35 Super Catch Up Contributions Explained

24:52 Investing in Property During Interest Rate Hikes

25:49 CGT Discount Drop Discussion & Property Outlook

27:29 When to Sell an Investment Property

30:14 Final Question: Pay Down Mortgage or Invest?

ETFs & stocks mentioned: Betashares Diversified All Growth ETF (ASX: DHHF), Betashares Wealth Builder Diversified All Growth Geared (30–40% LVR) Complex ETF (ASX: GHHF), Betashares S&P/ASX Australian Technology ETF (ASX: ATEC), BetaShares Global Cybersecurity ETF (ASX: HACK), Microsoft (NASDAQ: MSFT), Amazon (NASDAQ: AMZN), Tesla (NASDAQ: TSLA)

———

Want to get involved in the podcast? Record a voice note or send us a message

And come and join the conversation in the Equity Mates Facebook Discussion Group.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)

We’re particularly excited to share our latest show: Basis Points

• Listen to the podcast (Apple | Spotify)
• Watch on YouTube
• Read the monthly email

———

Looking for some of our favourite research tools?

• Download our free Basics of ETF handbook
• Or our free 4-step stock checklist
• Find company information on TIKR
• Research reports from Good Research
• Track your portfolio with Sharesight

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Equity Mates Investing is a product of Equity Mates Media.

Hosted on Acast. See acast.com/privacy for more information.