Tools and Habits for Budgeting

Description:Today we’re talking about something most of us sideline, postpone, or avoid entirely until life forces our hand: MONEY. This is a topic our host Jen Hatmaker knows all too well. For years, Jen let her then husband handle all of the bills, the budgeting, the taxes, the investments, everything. When she walked through divorce in midlife, she had to start from zero. It was humbling, terrifying, and ultimately deeply empowering.

We’re thrilled to bring you today’s guest: Jean Chatzky, bestselling author, Emmy-winning financial journalist, CEO of HerMoney, and host of the hugely popular HerMoney Podcast. Jean is one of America’s most trusted voices on personal finance, with decades spent breaking down complicated concepts into simple, actionable steps—especially for women who have historically been excluded from financial conversations.  

In this discussion, we go straight to the questions so many of us have but don’t know how to ask: Where do you even start if finances feel overwhelming? How do you build confidence around money after years of letting someone else handle it? What does stability actually look like in midlife, especially for women navigating divorce, caregiving, career transitions, or reinvention?

We talk about the mechanics of getting your financial life organized, and the emotional stories women carry around worth, fear, and permission. Jean offers grounding guidance you can act on today—whether it’s tackling debt, starting to invest, or finally creating some safety and agency around your money.

If you’ve ever felt late to the financial game, intimidated by jargon, or unsure how to build security for the next chapter—this episode will meet you with compassion, clarity, and courage. Jean is a generous teacher, and we cannot wait for you to learn from her.

Thought-provoking Quotes:

• “This is one of those things that we absolutely can blame on our parents because we weren't raised in homes necessarily where women took the lead on finances. And we tend to model what we grew up with.” – Jean Chatzky

• “Women are an army of perfectionists and many of us don't like to do things until we know that we can do them correctly. And with money, there are some things where I can give you an answer. But if you ask me what's the best stock or what's the best mutual fund or what's the best investment strategy, I can give you an answer that's worked historically, but I can't give you a perfect answer. And a lot of us are just not comfortable with that.” – Jean Chatzky

• “I've been around a lot of people who've made a lot of money mistakes that are solvable. The one that's not solvable is not starting, because if you ask any older woman, what they wish they had done differently where their money is concerned, a hundred of them are gonna tell you, I wish I had started investing earlier.” – Jean Chatzky

Resources Mentioned in This Episode:

• Jean Chatzky’s HerMoney Podcast – https://hermoney.com/t/podcasts/

• From Financially In the Dark to Fully In Control: Jen Hatmaker’s Wake-Up Call – https://podcasts.apple.com/us/podcast/from-financially-in-the-dark-to-fully-in-control-jen/id1098802558?i=1000740622343

• Monarch money management app – https://www.monarch.com/

• Rocket Money –https://www.rocketmoney.com/

• Openbank High Yield Savings account – https://secureapply.openbank.us/savings/intro/welcome

Guest’s Links:

Website - https://hermoney.com/

Instagram - https://www.instagram.com/jeanchatzky

Facebook - https://www.facebook.com/JeanChatzky/

TikTok - https://www.tiktok.com/@jeanchatzky

Podcast - https://hermoney.com/t/podcasts/

Connect with Jen!Jen’s Website - https://jenhatmaker.com/

Jen’s Instagram - https://instagram.com/jenhatmakerJen’s Twitter - https://twitter.com/jenHatmaker/

Jen’s Facebook - https://facebook.com/jenhatmakerJen’s YouTube - https://www.youtube.com/user/JenHatmaker

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