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Jumbo shrimp. Open secret. Bittersweet. We call these oxymorons - ideas that shouldn't work together, yet somehow do. Most people put 'frugality' and 'hedonism' in that same category, assuming you can't have a blast while saving a buck. But our guest today, Annie Raser-Rowland, is here to shatter that myth. An Australian horticulturalist and author, Annie argues that true pleasure isn't bought, instead it’s found in the more sensual and free moments we overlook when we're too busy working to pay for things we don't need. Today, we’re exploring how to live an excellent, joy-filled life that doesn't require a massive income or a single dreaded coupon. We specifically touch on:

• Spending a quarter of the typical person
• Why Annie believes that experiences provide more joy than material possessions
• How community and interdependence enrich our lives
• Setting long-term goals can motivate frugal habits
• Literary figures and role models can inspire us to live more fulfilling lives
• Advertising influences our spending habits negatively
• And plenty more!

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

• Annie: The Art of Frugal Hedonism is the book, and learn more about Annie and what she’s up to at her site.
• Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
• Money Gears: knowing what to do with your money is crucial to your personal finance journey.
• Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
• Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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