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Should I Use a Credit Card or Not?

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I've Never Needed a Credit Card Before, Do I Have To?

Isa from south paw asks, if i've never had debt is there any reason to go out and get a credit card? Chris: Credit cards are more of a dangerous tool than they are a given. We're trying to give you the grace, the privilege, the ortunity to expand the tools in your tool box. And that means you actually ought to go teetotal, absolute, do not use if you're having to carry a balance.

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