Are You Not Getting Your Employer Match?

While you are in the repayment period, you're no longer able to do salary to furral contributions. If your four or one k is one that provides an employer match based on your contribution level, you don't get the employer match either. So not only can you not continue adding soldiers to your army of dollar bills, you're also missing out on that free money. While you are paying yourself interest, it is costly interest that you are paying ourselves.