George and Whitney Kamel join Matt & Abby for an honest conversation about money, marriage, and what financial freedom actually looks like behind the scenes. Known from The Ramsey Show and Smart Money Happy Hour, George shares how he and Whitney followed the Dave Ramsey Baby Steps to pay off all their debt, eliminate their $165,000 mortgage in just 26 months, and reach millionaire status by age 32.
They talk cutting up credit cards, renting vs. buying, why so many Americans feel stuck financially, and the real sacrifices required to become debt-free. We also answer listener questions about budgeting on one income, saving while paying off debt, and buying your first home, before putting George and Whitney to the test in a fun round of Agree to Disagree: Financial Edition.
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Chapters:
00:00 - George Kamel
02:17 - How we met
06:13 - Working for Dave Ramsey
07:42 - We got our wedding paid for
11:15 - Ramsey Solutions Baby Steps
22:08 - Getting out of debt
36:07 - Buying a house w/out a credit score
39:16 - Credit Cards
45:54 - Talking to our kids about finances
50:00 - How frugal are you really?
58:38 - Viewer questions
1:12:48 - Agree to Disagree
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