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1729: Dave Ramsey's Baby Steps Explained by Jeff Rose

Optimal Relationships Daily - Dating, Marriage and Parenting

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How to Handle Emergency Funding

The Baby Steps plan works because when you stay focused on one step at a time, you can knowingly put some important goals on hold without the nagging feeling that you're leaving something undone. Step three is always ahead of the following steps: saving for retirement, college funding, and paying off home. The temptation is to start investing for retirement or saving for your kid's college or pay off your house early. But not so fast, you will get to those, but doing so prematurely is way too risky.

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