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2033: What Does Zero Percent APR Really Mean? by Jamie Cattanach

Optimal Finance Daily - Financial Independence and Money Advice

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Free People, Fashion, Have Your Own Kind of Style

Jamie Catanak says it's best to steer clear of credit cards until you can get your spending under control. If you have a habit of living within your means, the world of optimizing credit card points can be pretty fascinating. Jamie: "I am nowhere close to optimizing at that level, and I still get tons of benefits"

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