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1758: When to Prepay Your Mortgage Instead of Investing by Chris of Keep Thrifty on Debt Repayment vs Investing

Optimal Finance Daily - Financial Independence and Money Advice

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Investing a Thousand Dollars a Month in the Market

A good index fund usually gives eight % a year. Of just investing that money in the market, you're pretty much guaranteed to make a better return. We expect to pay off the last 98 thousand dollars of our mortgage in 54 months. That's just four and a half years. To see what this look like if we invested that thousand dollars instead, i created a spread sheet that models out performance of investing a thousand dollars a month for every 54 month period from 18 71 to the present.

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