2033: What Does Zero Percent APR Really Mean? by Jamie Cattanach
Optimal Finance Daily - Financial Independence and Money Advice
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How Does Credit Card Interest Work?
A 0% APR offer means the card charges no interest, but it's almost always a temporary deal. Many entry-level cards carry APRs of 20% or even higher. If you're in an absolute pinch and need a little extra to make ends meet, a 0% APR card can be a better option than a personal or payday loan.
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