Intro

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

If you’re an exhausted millennial wondering if buying a home is a lost cause, we get it—and we’ve got you. Today, we’re unpacking common home-buying frustrations and real estate woes. Spoiler alert: Yes, it’s still possible!

Next Steps:

• 🎙️ Catch our episode How to Financially Survive Every Season of Life

• 🎬 Watch George’s episode I Asked People at Disney How Much Debt They Have.

• 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

• 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

• 💵 Create a free budget and find more margin with EveryDollar.

• 🏠 Your free, step-by-step course to buying a house that fits your budget.

• 💻 See how much house you can afford with the Mortgage Calculator. 

Connect With Our Sponsors:

• Check out the FAIRWINDS Credit Union exclusive account bundle.

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• Get 20% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍹 Basil & Lillet Spritz

Recipe by Emily Laurae

• 1 ounce Lillet

• 4–5 basil leaves

• 4 ounces sparkling wine

Instructions: In a shaker, combine Lillet and basil leaves and shake with ice for 30 seconds. Strain into a glass filled with ice. Top with sparkling wine and garnish with a basil leaf before serving.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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