Fed Funds Rate Should Have Been Going Up Eventually, You Know?

I feel like the bankers know they could see this coming and either they don't care because it's a moral hazard of being completely insured or what. But I don't think that some of these higher ups like in Silicon Valley bank and stuff like that are, you know, that dumb to make mistakes this badly. It just seems to me like it didn't come out of nowhere and they're acting like it did. Well, I'm sure to the majority of bankers and smaller regional banks, it is just an issue of them having perversion centers which government involvement creates.