Advising Small Business Owners on Succession

Retirement planning is becoming more complex as careers grow less linear, lifespans extend, and financial decisions start earlier in life. From early-career savers to small business owners and those approaching retirement, people are asking how to build financial security while staying flexible in an unpredictable world.

In this Ask Me Anything episode of The Bid, host Oscar Pulido is joined by Jaime Magyera, Head of BlackRock’s U.S. Wealth Advisory and Retirement Businesses, to answer listener-submitted questions on retirement realities. Jaime shares perspectives drawn from her work with individual savers, financial advisors, and small business owners across the country.

The conversation reframes retirement as the freedom to choose what comes next, rather than a fixed end point. Jaime discusses the importance of starting early, maintaining discipline through market cycles, and building plans that can adapt as careers, families, and goals evolve. The episode also explores the role of professional advice, the challenges facing non-traditional career paths, and why preparation — not prediction — is central to long-term financial resilience.

Key insights include:

• Why retirement is best viewed as a transition, not a destination

• How starting early and staying invested can shape long-term outcomes

• Why flexible planning matters for non-linear careers and families

• What advisors should consider when working with small business owners

• How professional advice differs from social and digital guidance

• Why preparedness and emergency savings support financial resilience

Key moments in this episode:

00:00 Introduction to The Bid

00:50 Meet Jamie Magyera: Insights on Retirement Planning

01:48 Transitioning into Retirement: Key Considerations

04:05 Financial Planning for Younger Generations

06:41 Non-Traditional Retirement Timelines

09:56 Advisors and Small Business Owners: Planning for the Future

12:45 How To Build Long-Term Client Relationships

15:33 The Value of Professional Financial Advice

17:28 Conclusion and Key Takeaways

18:16 Closing Remarks and Up Next

retirement planning, financial security, wealth planning, capital markets, long-term investing,

Sources: BlackRock’s Read On Retirement Survey, September 2025

This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.

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