You Don’t Get Out of Debt by Accident—Choose Your Hard
The Ramsey Show
Pay off cars or snowball debts with windfall?
Zach asks about using $14,000 refund; hosts recommend knocking out multiple small debts and selling one car to gain momentum.
❓Have a money question? Ask Ramsey is here to help!
Ken Coleman and Jade Warshaw answer your questions and discuss:
- “I feel let down by my husband’s spending habits?”
- ”We’re in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?”
- “I keep going deeper into debt because of my spending habits”
- “Our home mortgage is 40% of our income, should we refinance?”
- “How do I talk to my in-laws about the $48,000 my wife owes them?”
- “We offered $24,000 for our daughter’s wedding, they want to spend half of it on the wedding and keep the other half”
- “How are we supposed to pay $2459 for health insurance premiums?”
- “Should I pay off the mortgage incrementally or should I invest the money until I can pay off the house in full?”
- “What’s the difference between sinking funds and recurring expenses?”
- “My wife thinks I’m jumping the gun by getting life insurance for a baby we are planning for”
- “We’re $176,000 in debt, should we sell our cars?”
- “How do I pay off debt and plan for the future as a single mom?”
- “My mortgage has a balloon payment, how do I pay this off?”
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