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Should I Use a Credit Card or Not?

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The Power of Every Dollar at Age 35

Every dollar at age 35 can become for you if you put it to work. Set up a separate investment account and take what you were going to pay additionon that mortgage, and just in their buying low cost index funds. If your goal was to actually be debt free, there's a chance that by doing that strategy, you'll have the ability to be debt free much earlier than just directly paying on the mortgage.

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