The Importance of Interoperability in Instant Payments

Last crusade is my number one. I would endorse anybody who's an indie fan to go see it. It's great. Network to network interoperability is critical to the long term success of instant payments by yourself. But at this point, I don't buy that we need it. The traditional networks needed to be interoperable because of the way they worked. They were bat systems. And at the end of the day, settling bat systems was an easy way to do it.