20 Questions from 20-Somethings About Money | Dr. DeLong, Emilie Stewart. Britton Carver | 208
Catching Up to FI
Paying down debt as a priority
Karen emphasizes paying high-interest debt and using savings to reduce taxable liabilities.
APRIL IS FINANCIAL LITERACY MONTH! What do you get when two late starters hand the mic to two twenty-somethings and let the money questions fly? In this unusually fun follow-up to the University of Tennessee classroom visit, we bring Dr. Karen DeLong and two of her students, Emilie and Britton, onto the podcast to tackle the real questions young adults ask when money stops being theoretical and starts getting personal.
Emilie – Majoring in Finance and International Business with a minor in Agricultural Business and will be pursuing a career in Wealth Management.
Britton – Interning with Wells Fargo in their Investment Banking - Commercial Real Estate division and will be pursuing a career in that post grad.
.
This episode covers
- The real money questions college students are asking before graduation
- Why Roth IRAs are such a powerful early-start tool
- How to think about saving for retirement versus nearer-term goals
- What happens to your 401(k) when you switch jobs
- Why savings rate matters more than most young adults realize
- The balance between being responsible and being too frugal
- How parents, professors, and mentors shape money mindset
- Why financial literacy needs to be practical, not just theoretical
- What late starters can teach young adults before they make the same mistakes
.
=== SUPPORT THE SHOW ===
🌐 Visit Catching Up to FI website
☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"
🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question
.
===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===
📈 Boldin (formerly NewRetirement): Retirement planning software that's like having a financial advisor at your fingertips. You can get started with the free version or choose the premium option (PlannerPlus) and get a 14-day free trial. 👉🏼 Be sure to use this link to get started: Go.boldin.com/catchingup
Personal Finance Club: Use code CUTOFI to get $30 OFF any investing course
Nectarine: Advice-Only and Flat-Fee Hourly Fiduciary Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)
For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners
.
RESOURCES MENTIONED ON THE SHOW
📘 If You Can: How Millennials Can Get Rich Slowly (Bill Bernstein)
📕 The Simple Path to Wealth- Updated 2025 (JL Collins)
📗 Your Money or Your Life (Vicki Robin & Joe Dominguez)
📙F.I.R.E. For Dummies (Jackie Cummings Koski)
📘Money Letters 2 My Daughter (Jackie Cummings Koski)
.
⏰ Related Episodes
I Have a PhD in Business but Never Had a Personal Finance Class | Dr. Karen DeLong | 206
Financial Literacy 101: Live Inside the Classroom at University of Tennessee | Bill & Jackie | 207
.
If you enjoyed this episode, please follow the show on your podcast player and leave us a rating and review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!
.
📌Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.
The AI-powered Podcast Player
