How Much Should I Put on the Break if the Car Is Coasting?

The current nominal rate, we're not going to debate that. But what do you use for the deflator? 3.8%. The reason I'm using inflation expectations, Jonathan, is because the Fed is so into expectations as a thing and why. It's like Ghostbusters. Like what are you afraid of? The state puff marshmallow man. If you think about it, it's going to happen. Now that you put it there, inflation expectations, boom, there's the inflation. And just another thing, which is, if you look at the real rate, the long-term, the new term, 0.5%, that's also a question.