How to Make Smart Rational Improvements to Your Housing Situation

In a pie chart of American household expenses 33% is housing 17% is transportation 13% is food and then one third 33% is everything else. So what we ended up doing that house lost a ton of value in the 2007 market downturn and so it got to the point where it was worth less than half of what we purchased it for. And I really wanted to pay off the mortgage on that first property because it was it was an 80 20 interest only 100% financing arm. We knew nothing when we bought this in 2007 we were kids, we were kids and we had no money.