Democracy Declined

Book • 2020
Democracy Declined analyzes why efforts to protect consumers in the financial sphere have faltered politically and institutionally in the United States.

Mallory Sorelle traces the history and politics of consumer financial regulation, showing how regulatory designs and political strategies have undermined effective protections.

The book explores how interests, institutional arrangements, and policy feedback have shaped the development and decline of consumer protection mechanisms.

Sorelle uses case studies and empirical analysis to demonstrate broader consequences for democratic accountability and economic justice.

The work situates consumer financial protection within larger debates about governance, representation, and policy efficacy.

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Ursula Hackett
when introducing Mallory Sorelle as the author of a prior award-winning book on consumer financial protection.
Jamila Michener and Mallory E. Sorelle, "Uncivil Democracy: How Access to Justice Shapes Political Power" (Princeton UP, 2026)

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