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The Personal Life of Debt
Coercion, Subjectivity and Inequality in Britain
Book •
Ryan Davey's 'The Personal Life of Debt' draws on 18 months of ethnographic fieldwork on a British housing estate to examine how debt permeates everyday life.
The book situates debt within a wider rise in coercive state practices—debt enforcement, eviction, and child removal—and introduces the concept of expropriability to describe the risk of losing possessions or rights.
Davey explores how stigma, class narratives, and targeted lenders deepen inequality, while also highlighting the role of debt advice and possible reforms.
Through detailed personal stories, the work links private financial struggles to public policy and social attitudes.
It argues that debt enforcement contributes to the cultural portrayal of a supposedly 'amoral' underclass, reinforcing social exclusion.
The book situates debt within a wider rise in coercive state practices—debt enforcement, eviction, and child removal—and introduces the concept of expropriability to describe the risk of losing possessions or rights.
Davey explores how stigma, class narratives, and targeted lenders deepen inequality, while also highlighting the role of debt advice and possible reforms.
Through detailed personal stories, the work links private financial struggles to public policy and social attitudes.
It argues that debt enforcement contributes to the cultural portrayal of a supposedly 'amoral' underclass, reinforcing social exclusion.
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Mentioned in 1 episodes
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Laurie Taylor
11 snips
Debt and Wealth Inequality
