Beyond Cash
The Digital Payments Revolution in Latin America and the Caribbean
Book •
Beyond Cash, edited by Diego A. Vera-Cossio, documents the digital payments revolution across Latin America and the Caribbean and analyses its economic and social impacts.
The book compiles evidence on adoption trends, policy approaches, and outcomes such as reduced crime, higher firm growth in cash-intensive sectors, and expanded financial inclusion from social transfer digitization.
It examines country cases (for example Brazil’s Pix system and experiments in Colombia and Chile) and highlights lessons on innovation, interoperability, and demand-side policies.
The report also discusses the role of fintech growth and the policy choices that shaped fast retail payment systems.
It is intended as guidance for policymakers and researchers seeking to build on digital-payment gains and ensure lasting benefits.
The book compiles evidence on adoption trends, policy approaches, and outcomes such as reduced crime, higher firm growth in cash-intensive sectors, and expanded financial inclusion from social transfer digitization.
It examines country cases (for example Brazil’s Pix system and experiments in Colombia and Chile) and highlights lessons on innovation, interoperability, and demand-side policies.
The report also discusses the role of fintech growth and the policy choices that shaped fast retail payment systems.
It is intended as guidance for policymakers and researchers seeking to build on digital-payment gains and ensure lasting benefits.
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Tim Phillips
Diego Vera-Cossio
S7 Ep15: The rise of digital payments in Latin America
